Risk Management

The Department of Risk Management (DRM) is responsible for the analysis, measurement, and mitigation of all aspects of risk pertaining to BSTDB’s banking operations. In the course of these activities, DRM ensures compliance with the Bank’s limits (country, single obligor, single project, sector, etc) in addition to having direct input into the structure of operations, including pricing, tenor, and security. DRM is also responsible for the assignment of General Provisions on a semi-annual basis, as well as the performance of impairment tests, as required, on operations considered “at risk”. DRM also regularly reports to Senior Management on the state of the Bank’s portfolio. Finally, DRM monitors Treasury exposure as per the specifications found in the Bank’s Treasury policies.