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BSTDB at a glance
The Black Sea Trade & Development Bank is an international financial institution with supranational status and a mandate to foster economic growth and regional cooperation amongst its Member States in the Black Sea Region.
Baa2/Stable
BBB/Stable
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Target Borrowers & Projects
- Public and private companies with operations in one or more of the Member States.
- Transaction benefits Member State/s and has develop. impact.
- Economically sustainable / financially viable so Bank participation will be profitable and the undertaking will prove sustainable beyond BSTDB’s involvement
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Products & Services
- Lending: Short to long-term loans, typically extended in USD or EUR
- Guarantees
- Trade Finance: Firms importing from Member States and regional exporters
- Co-financing
- SME’s: Financing through credit lines to local financial intermediaries
- Bank equity / funds: Equity investments, looks to take stake of 5-25%
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Sectors
- Energy
- Public utilities
- Environ. protection
- Telecoms
- Financial institutions
- Manufacturing
- Transport
- Municipal Services
- SME’s and Trade Finance
Historical Portfolio Development (€ millions)
Financial Statements Summary (€ 000’s)
| YEAR END | At 30 June 2025 | At 31 Dec 2024 |
|---|---|---|
| Loans | 1,335,986 | 1,419,535 |
| Total Assets | 1,869,889 | 1,843,458 |
| Borrowings | 804,474 | 822,179 |
| Total Liabilities | 931,653 | 952,433 |
Historical Development (%)
| BSTDB Capital Structure (Eur ‘000s) |
|
| Authorised Capital | 3,450,000 |
| Subscribed Share Capital |
2,288,500 |
| Paid In Share Capital | 686,550 |
| Reserves | 105,401 |
| Retained Earnings | 146,285 |
| Total Members Equity | 938,236 |
Member States Capital Share
Outstanding Loan Portfolio by Country
Credit Summary
- Highly experienced Senior Management Team
- Strong capitalization compared to peers
- High portfolio regional and sector diversification with 9 sectors represented
- Robust liquidity position with no liquidity gaps on the balance sheet even in stressed scenarios
- No significant rate or FX exposures
Source: Financial Statements as of 30.06.2025